Financing liabilities

Accounts payable financing is, together with reverse factoring, one of the two variants of supply chain financing (SCF). Its advantage is primarily the management of the liquidity of both business partners without extending the due date of invoices.

I'm interested in financing liabilities

close

Liquidity management

Strengthening of business relations with suppliers

Optimization of working capital

Advantages for buyers

  • Optimization of working capital
  • Strengthening of business relations with suppliers
  • Liquidity management

Advantages for suppliers

  • Liquidity management
  • Maturity remains unchanged
  • Payment of invoices on the due date

How does it work

  1. Factoring KB concludes an agreement with the Buyer on the financing of liabilities.
  2. The supplier supplies the goods or service to the Buyer together with the invoice.
  3. The buyer enters information about his liabilities in the eFactoring system and hands over the required documents to the Factor.
  4. Factoring KB pays the Supplier the invoice for the buyer on the due date or according to the Buyer's disposition.
  5. The buyer pays the obligation on the agreed maturity date to the KB Factoring account.

Financing Liabilities Principle

You might be interested

Who is the client of the liability financing product?

  • A buyer in a business relationship who is interested in postponing the settlement of his business obligations beyond the agreed due date of supplier invoices.

Does it extend the due date for the supplier?

  • No, the due date does not change, the relationship with the supplier is unchanged.

How does it work?

  • On the due date, Factoring KB pays the invoice to the supplier instead of the buyer. The buyer then pays his financial obligation to the Factor at a later day, which is contractually agreed with the Factor.

Are you interested in financing liabilities?

Fill in short form

Contact regional bussiness manager